havenLIFE.COM | PROS & CONS | FAQs | REVIEW & COMPARE

Haven Life was founded in 2015.  Their parent company is Mass Mutual which has a Superior A++ financial strength rating from A.M. Best Rating Services.

***Haven Life only sells 1 company***

REVIEW & COMPARE LIFE INSURANCE QUOTES FROM ALL OF THE TOP COMPANIES HERE

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Who Is Eligible For Coverage Through Haven Life?

• Applicants under age 60 – eligible up to $3 million in coverage.
• Applicants over age 60 – limited to $1 million in coverage.
• Applicants limited to $1 million* in coverage if the policy is purchased entirely online.

QUESTIONS? CALL: 1-888-681-4952

Haven Life Buying Process | Step-By-Step

​we'll walk you through it

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PROs and CONs of Applying For Life Insurance at HAVENLIFE.com

pros

• Quick application and approval process.
• No medical exam required for some customers.
• Fast approval for healthy applicants under the age of 45.
• Competitive rates for excellent, good, and average health profiles.
• Policies for 10, 15, or 20 years are available for ages 18 to 64.  30 years is available for applicants under the age of 50.

cons

• No permanent life insurance offered.
• Those who need more than $2 million in coverage.
• Those who need less that $100,000 in coverage.
• Applicants with pre-existing conditions.
• Not available over the age of 65.

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What Makes Haven Life Different?

Haven Life’s online process uses an algorithm and artificial intelligence to instantly review your application.  You may have an approval with out a medical exam in less that 1 hour if you are under the age of 45 and need less than $1 million in coverage.

Haven Life will reach out to any physicians, hospitals, pharmacies, pharmacy benefit managers, consumer reporting agencies or any other entity that possesses prescription or medical and financial information for the purpose of evaluating the applicant’s eligibility for insurance.
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Not all applicants will avoid the medical exam.  Some applicants may be required to be complete a company provided medical exam.  The applicant may or may not receive temporary coverage with a preliminary price in the meantime. The final price will come once the exam results are reviewed and the policy is approved.  A full refund is provided if the applicant is declined for coverage or does not want the policy.

Frequently Asked Questions About Haven Life and more

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RELATED READING

Haven Life In The News

Haven Life debuts Plus, a new suite of services that benefits life insurance customers while they're living

​Haven Life acquires online insurance broker Quilt

Insurance startup Quilt adds life insurance to its portfolio of products
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