$500,000 20 Year Term Life Insurance Policy | TOP RATES | SAMPLE QUOTES

advantages

• Low cost way to provide a $500,000 payout to beneficiaries in case of your untimely death in the next 20 years.

• You are guaranteed a $500,000 death benefit at the same level premium rates for 20 years.

• You do not have to worry about your cost increasing over 20 years due age or health issues.

• Life Insurance payouts are income tax free to your beneficiary.

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warning

​If you buy a 20 year term life insurance policy, the policy EXPIRES in 20 years.  The big mistake people make is they do not pay attention to when the policy expires until it’s too late.  If a new policy is needed at that point, they are 20 years older and might not be as healthy.  New life insurance will be a lot more expensive.  This strains the budget.  Even worse, it might not be affordable and you have to go without.

solution

Take the time to GET A QUOTE for a longer duration. You can guarantee your life insurance rates for a 25 Year Term, 30 Year Term, To Age 95, To Age 100, To Age 121.  These longer durations will ensure you never outlive your policy.

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Have Questions? do not hesitate to call! (888) 681-4952

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ONLY approximately 10% of people who apply for life insurance get approved at #1 health class. your exact cost will depend on 3 variables...

1. HOW MUCH COVERAGE YOU NEED
2. WHEN THE will POLICY EXPIRE ​
​3. WHICH HEALTH CLASS YOU'RE APPROVED at

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$500,000 20 YEAR TERM LIFE INSURANCE POLICY

​Top 3 Rates – sample quotes

All sample quotes shown assume #1 health class.​​ All life insurance companies have approximately 12 health classes.  Each health class has guidelines for things like height & weight, blood pressure, cholesterol, family history, etc.  For example, some companies will not give you the  #1 health class if your mom, dad, or sibling had cancer before age 60.  Other companies will. ​It is important to know the details of the underwriting guidelines for each quote you are looking at.  In other words, there is no sense looking at health class #1 quotes if you don’t meet the life insurance company’s health class #1 guidelines.

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Male 35

Female 45

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Male 45

Female 45

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Male 55

Female 55

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Quotes & Underwriting Guidelines (valid as of June 6th, 2017) are subject to change. 

get your FREE personalized quote for a
$500,000 20 Year Term Life Insurance Policy

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