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Unbiased Reviews
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SHOPPING FOR LIFE INSURANCE CAN SEEM OVERWHELMING, BUT —THE TRUTH IS— IT DOESN'T HAVE TO BE.


we've done the research for you. WE'RE HERE TO HELP YOU MAKE AN INFORMED DECISION.

At Life Insurance Shopping Reviews, we offer a non-aggressive EDUCATIONAL approach.  We Guarantee Expert Advice, Straight Answers, Unbiased Reviews, and ​No Pressure, Ever.  Best of all, we can —and will— save you time and money.
TOP COMPANIES  |  STRAIGHT ANSWERS
Have Questions?  Just Call:
(888) 681-4952

did you know

No matter where you choose to buy it, the actual COST of your Life Insurance policy depends on ONLY 3 FACTORS:  1) your AGE, 2) your HEALTH, and 3) your DESIRED COVERAGE AMOUNT
Life Insurance Quotes - Christopher J. Lalor

be careful selecting the expiration date

(i.e. when will the policy expire)

it is the most important decision you will make!

we urge you to take the time to consider your short-term goals, as well as your long-term needs...

We're Here To Help!
​(888) 681-4952

No matter where you choose to buy it, the actual COST of your Life Insurance policy depends on ONLY 3 factors:

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Desired Coverage Amount 
The more you want to purchase of anything, the more you expect to spend. So it should come as no surprise that the amount of life insurance you are looking to buy (e.g. $50,000, $100,000, $250,000, etc.) is a key variable in determining the COST of your policy.
free instant quote
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Understanding Health Class
The actual cost of your life insurance can not be known until you have been assigned a "Health Class".  The BEST Health Class is the LEAST EXPENSIVE, but you have to be extremely healthy to get it. Fewer than 8% of applicants qualify for Health Class #1.
classifications
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 Sadly, Age Does Matter
One of the most significant factors used to determine the cost of your policy is your age. Don't put it off. Even if you are healthy enough to qualify, it is VERY EXPENSIVE to buy life insurance  —or to replace an expired policy— in your late 70’s, 80’s or 90’s.
(888) 681-4952

featured RESEARCH and REVIEWS

life insurance underwriting guidelines
LIFE INSURANCE COMPANY PRICE & UNDERWRITING GUIDELINE COMPARISONS
pros and cons of whole life insurance
PROS AND CONS OF WHOLE LIFE INSURANCE
AAA group term insurance
AAA INSURANCE "EXCLUSIVE MEMBERS-ONLY GROUP TERM INSURANCE" REVIEW
no medical exam
$500,000 LIFE INSURANCE WITH NO MEDICAL EXAM
500,000 20 year term life insurance
$500,000 20 YEAR TERM LIFE INSURANCE POLICY

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top companies

AIG American General
BrightLife By AXA
BANNER LIFE INSURANCE
GENWORTH LIFE INSURANCE
JOHN HANCOCK MANULIFE
LINCOLN FINANCIAL GROUP
MUTUAL OF OMAHA
NATIONWIDE LIFE INSURANCE
NORTH AMERICAN LIFE
PRINCIPAL LIFE INSURANCE
PROTECTIVE LIFE INSURANCE
PRUDENTIAL LIFE INSURANCE
SAGICOR LIFE
SBLI
MINNESOTA LIFE
TRANSAMERICA
VOYA Financial ING Group

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***SPECIAL RATE LIFE INSURANCE***
​
ARE YOU FIT ENOUGH to squeeze into health IQ's elite niche target market?

Insurtech Startup "Health IQ" Partners With Participating Life Insurance Companies (Ameritas Life, Assurity Life, & SBLI) To Celebrate —And Reward— Health Consciousness.

Of course, there is NO GUARANTEE you will be eligible for Health IQ’s Special Rate Life Insurance or for their Stretch Underwriting Program.

***get the skinny before you apply***

UNBIASED REVIEW​
"HEALTH IQ"
 

frequently asked questions

ethos life insurance
bestow life insurance
Haven Life
Ladder Life Insurance
Quotacy and NerdWallet
TruStage life insurance

LEAP LIFE insurance | proprietary POLICY MATCHING TECHNOLOGY | modern marvel or costly convenience?

Are They Matching You With The Best Policy For Your Needs OR For Theirs?

READ OUR UNBIASED LEAP LIFE REVIEW TO FIND OUT
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INSURTECH STARTUPS VYING FOR MARKETSHARE —DUKING IT OUT​— WHAT DOES IT MEAN FOR YOU?

ARE YOUR NEEDS GETTING LOST
​IN THE ALGORITHMIC SHUFFLE?
Haven vs Ladder vs Bestow vs Ethos vs Fabric vs SagicorNow vs TruStage
Life Insurance Insurtech Startups
$50,000 Life Insurance
to Age 95, 100, or 121
Must be age 85 or younger to be eligible. Medical exam is required.

Don't Get Stuck Paying HUGE Premiums, Later In Life
—Lock In Your Rates For The Long Term

$50,000 TO AGE 95
​$50,000 TO AGE 100
$50,000 TO AGE 121
​“The most straightforward and smooth experience ever.  Chris broke the process down for me in an easy to understand format, showed me which product was the best value for my money, and his support staff followed through in a professional and efficient manner until my policy was issued.  I couldn't be more satisfied and urge all my friends and family to call Chris for any life insurance questions.”​
~
C. Levin, Miami, FL
“When it was time to get Life Insurance, it was time to call Chris Lalor. Chris is a true professional and has incredible relationships within the industry. He went above and beyond to help us find the right insurance plans, walked us through the process, and followed up to ensure that we were completely satisfied with the policies. Chris is knowledgeable, professional, and extremely patient. We highly recommend working with him.”​
~
J. Dunn, Los Angeles, CA
CHRISTOPHER J. LALOR

​Christopher Lalor is an independent ​life insurance broker with over 25 years experience and licenses nationwide.
 
He is dedicated to helping you secure the proper protection for your loved ones —as quickly, as affordably, and as hassle-free as possible.
 
HIS PROMISE
Straight Answers, Free Instant Quotes, Unbiased Reviews, and No Pressure, Ever.
888-681-4952
FREE INSTANT QUOTE • COMPARE RATES NOW
Did you know that the average funeral costs upwards of $7,000? This can come as quite a shock to your loved ones during an already difficult time.
Learn More About Final Expense Insurance

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